/* =============================================================================
   RentenPilot – Website www.rentenpilot.info (statisch, von Caddy ausgeliefert)
   CSP dort: default-src 'none'; style-src 'self'; img-src 'self' – deshalb
   KEINE Inline-Styles, kein JavaScript, keine Schriften/Bilder von außen,
   kein url() in dieser Datei. Systemschriften (kein Nachladen, kein Springen).
   Farben: Marken-Navy #021835 (= Hintergrund des Original-Logos, ops/marke),
   Grün „Heute“, Bernstein „Morgen“, angelehnt an den FH-Website-Entwurf.
   ========================================================================== */
:root{
  --navy:#021835; --navy-2:#0B2648; --navy-3:#163659;
  --on-navy:#EEF3F8; --on-navy-2:#B3C3D6; --sky:#8CCBF7;
  --bg:#F3F5F8; --bg-2:#E9EDF2; --surface:#fff;
  --ink:#0C1E33; --ink-2:#425366; --ink-3:#5A6B7E; --line:#D5DCE4;
  --green:#12A06E; --green-d:#0A7A53; --green-l:#DDF3E9;
  --amber:#C27A12; --amber-d:#8A5A00; --amber-l:#FCEBD2;
  --sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --wrap:1180px; --gutter:clamp(16px,5vw,48px); --r:18px;
  --sh-1:0 1px 2px rgba(12,30,51,.05),0 10px 30px rgba(12,30,51,.07);
  --sh-2:0 2px 6px rgba(2,24,53,.10),0 24px 60px rgba(2,24,53,.28);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:5.5rem}
body{margin:0;background:var(--bg);color:var(--ink);font:400 1.0625rem/1.65 var(--sans);
  -webkit-font-smoothing:antialiased;overflow-wrap:break-word}
h1,h2,h3,p,ul,ol,dl,dd,figure{margin:0}
ul,ol{padding:0;list-style:none}
img{max-width:100%;height:auto}
a{color:var(--green-d);text-decoration-thickness:1px;text-underline-offset:.18em}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--green);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px}
.skip:focus{top:12px}
.ph{color:var(--ink);background:repeating-linear-gradient(135deg,#FCE7A8 0 6px,#FFF4D1 6px 12px);
  outline:1px dashed #C9A227;padding:0 .3em;border-radius:3px;-webkit-box-decoration-break:clone;box-decoration-break:clone}

/* Symbole (inline-SVG, Strich) */
.ic{width:24px;height:24px;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.symbol{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:14px;flex:none;background:var(--bg-2);color:var(--ink)}
.symbol--heute{background:var(--green-l);color:var(--green-d)}
.symbol--morgen{background:var(--amber-l);color:var(--amber-d)}
.symbol--navy{background:var(--navy);color:var(--sky)}

/* Typografie */
.eyebrow{font-size:.8125rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--sky);margin-bottom:14px}
.eyebrow--dunkel{color:var(--green-d)}
h1{font-size:clamp(2.1rem,1.1rem + 3.9vw,3.75rem);line-height:1.05;letter-spacing:-.03em;font-weight:760;text-wrap:balance}
h2{font-size:clamp(1.65rem,1.1rem + 1.9vw,2.5rem);line-height:1.12;letter-spacing:-.025em;font-weight:730;text-wrap:balance}
h3{font-size:1.1875rem;line-height:1.3;letter-spacing:-.01em;font-weight:680}
.lead{font-size:clamp(1.0625rem,.98rem + .4vw,1.25rem);line-height:1.6;color:var(--ink-2);max-width:40em}
.klein{font-size:.9375rem;color:var(--ink-3)}
.etikett{font-size:.75rem;font-weight:780;letter-spacing:.12em;text-transform:uppercase}
.etikett--heute{color:var(--green-d)}
.etikett--morgen{color:var(--amber-d)}

/* Knöpfe */
.knopf{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border-radius:999px;
  font-weight:650;font-size:1rem;text-decoration:none;transition:transform .15s ease,box-shadow .15s ease,background-color .15s ease}
.knopf .ic{width:20px;height:20px}
.knopf--los{background:var(--green-d);color:#fff;box-shadow:0 10px 24px rgba(10,122,83,.28)}
.knopf--los:hover{background:#08694A;transform:translateY(-1px)}
.knopf--rand{color:var(--on-navy);box-shadow:inset 0 0 0 1.5px rgba(238,243,248,.45)}
.knopf--rand:hover{background:rgba(255,255,255,.08);box-shadow:inset 0 0 0 1.5px var(--on-navy)}
.knopf--hell{background:var(--surface);color:var(--ink);box-shadow:var(--sh-1)}
.knopf--hell:hover{transform:translateY(-1px)}
.knoepfe{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.weiter{display:inline-flex;align-items:center;gap:8px;font-weight:650;text-decoration:none}
.weiter .ic{width:20px;height:20px;transition:transform .15s ease}
.weiter:hover .ic{transform:translateX(3px)}

/* Kopf (Navy-Band, nahtlos mit dem Logo-Hintergrund) */
.kopf{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 1px 0 rgba(255,255,255,.06)}
.kopf__in{display:flex;align-items:center;gap:16px 24px;min-height:68px}
.marke{display:inline-flex;align-items:center;flex:none;border-radius:6px}
.marke img{display:block;height:40px;width:auto}
.hauptnav{margin-left:auto}
.hauptnav ul{display:flex;gap:4px}
.hauptnav a{display:block;padding:8px 14px;border-radius:999px;color:var(--on-navy-2);text-decoration:none;font-size:.9375rem;font-weight:600;white-space:nowrap}
.hauptnav a:hover{color:#fff;background:rgba(255,255,255,.08)}
.hauptnav a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.14)}
.kopf :focus-visible,.held :focus-visible,.seitenkopf :focus-visible,.band :focus-visible,.fuss :focus-visible{outline-color:#5CD3A2}
@media (max-width:760px){
  .kopf{position:static}
  .kopf__in{flex-wrap:wrap;padding-block:10px 6px;gap:4px}
  .marke img{height:34px}
  .hauptnav{margin-left:0;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
  .hauptnav ul{gap:2px;margin-left:-10px}
  .hauptnav a{padding:8px 10px;font-size:.875rem}
}

/* Startbühne */
.held{background:var(--navy);color:var(--on-navy);overflow:hidden;position:relative}
.held::before{content:"";position:absolute;inset:auto -20% -55% 35%;height:110%;border-radius:50%;
  background:radial-gradient(closest-side,rgba(140,203,247,.16),rgba(140,203,247,0));pointer-events:none}
.held__in{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(32px,5vw,72px);align-items:center;padding-block:clamp(48px,7vw,104px) clamp(56px,8vw,112px)}
.held h1{color:#fff}
.held h1 span{display:block;color:var(--sky)}
.held .lead{color:var(--on-navy-2);margin-top:22px}
.held__hinweis{margin-top:22px;font-size:.9375rem;color:var(--on-navy-2);display:flex;gap:10px;align-items:flex-start}
.held__hinweis .ic{width:20px;height:20px;color:var(--sky);margin-top:2px}
@media (max-width:960px){.held__in{grid-template-columns:1fr}}

/* Vorschau-Karten (schematisch, ohne Zahlen) */
.vorschau-stapel{display:grid;gap:16px;max-width:460px;width:100%;justify-self:end}
.vorschau{background:var(--surface);color:var(--ink);border-radius:22px;padding:20px 22px;box-shadow:var(--sh-2)}
.vorschau--morgen{margin-left:clamp(0px,4vw,48px)}
.vorschau__kopf{display:flex;align-items:center;gap:14px}
.vorschau__titel{font-weight:700;font-size:1.125rem;line-height:1.25}
.status{margin-left:auto;font-size:.8125rem;font-weight:700;padding:5px 12px;border-radius:999px;white-space:nowrap}
.status--gruen{background:var(--green-l);color:var(--green-d)}
.status--amber{background:var(--amber-l);color:var(--amber-d)}
.sparten{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:18px}
.sparten li{display:grid;justify-items:center;gap:6px;font-size:.8125rem;color:var(--ink-2);text-align:center}
.sparten .ic{width:44px;height:44px;padding:11px;border-radius:12px;background:var(--bg);color:var(--ink)}
.vorschau__zeile{display:flex;align-items:center;gap:10px;margin-top:16px;padding:12px 14px;border-radius:12px;background:var(--bg);font-size:.9375rem;color:var(--ink-2)}
.vorschau__zeile .ic{width:20px;height:20px;color:var(--amber-d)}
@media (max-width:960px){.vorschau-stapel{justify-self:start}}
@media (max-width:420px){.vorschau{padding:16px}.status{font-size:.75rem;padding:4px 10px}.sparten .ic{width:40px;height:40px;padding:10px}}

/* Seitenkopf der Unterseiten */
.seitenkopf{background:var(--navy);color:var(--on-navy)}
.seitenkopf__in{padding-block:clamp(40px,6vw,88px) clamp(44px,6vw,92px)}
.seitenkopf h1{color:#fff;max-width:18em}
.seitenkopf .lead{color:var(--on-navy-2);margin-top:20px}
.seitenkopf--app .seitenkopf__in{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,5vw,72px);align-items:center;padding-bottom:0}
@media (max-width:960px){.seitenkopf--app .seitenkopf__in{grid-template-columns:1fr}}

/* Abschnitte */
.abschnitt{padding-block:clamp(56px,8vw,112px)}
.abschnitt--weiss{background:var(--surface)}
.abschnitt--eng{padding-block:clamp(40px,6vw,72px)}
.kopfzeile{max-width:46rem;margin-bottom:clamp(28px,4vw,48px)}
.kopfzeile .lead{margin-top:16px}
.text{max-width:46rem}
.text p+p{margin-top:1em}
.text h2{margin-bottom:16px}

/* Zwei Leistungen */
.saeulen{display:grid;grid-template-columns:1fr 1fr;gap:clamp(16px,2.4vw,28px)}
.saeule{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:clamp(24px,3.4vw,40px);box-shadow:var(--sh-1);
  display:flex;flex-direction:column;gap:14px;border-top:5px solid var(--green)}
.saeule--morgen{border-top-color:var(--amber)}
.saeule__kopf{display:flex;align-items:center;gap:14px}
.saeule p{color:var(--ink-2)}
@media (max-width:860px){.saeulen{grid-template-columns:1fr}}
.haken{display:grid;gap:10px;margin-top:6px}
.haken li{display:flex;gap:10px;align-items:flex-start;color:var(--ink)}
.haken .ic{width:22px;height:22px;color:var(--green-d);margin-top:2px}
.saeule--morgen .haken .ic{color:var(--amber-d)}

/* Schritte (kurz, Startseite / Arbeitgeber) */
.schritte{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(14px,2vw,24px);counter-reset:schritt}
.schritte li{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px;counter-increment:schritt}
.abschnitt--weiss .schritte li{background:var(--bg)}
.schritte li::before{content:counter(schritt);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;
  background:var(--navy);color:#fff;font-weight:750;margin-bottom:16px}
.schritte h3{margin-bottom:8px}
.schritte p{color:var(--ink-2);font-size:1rem}
@media (max-width:1000px){.schritte{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.schritte{grid-template-columns:1fr}}
.unter-link{margin-top:28px}

/* Zeitstrahl (So funktioniert's) */
.zeitstrahl{counter-reset:schritt;display:grid;gap:0;max-width:52rem}
.zeitstrahl li{position:relative;padding:0 0 36px 72px;counter-increment:schritt}
.zeitstrahl li::before{content:counter(schritt);position:absolute;left:0;top:0;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;
  background:var(--navy);color:#fff;font-weight:760;font-size:1.0625rem}
.zeitstrahl li::after{content:"";position:absolute;left:23px;top:56px;bottom:8px;width:2px;background:var(--line)}
.zeitstrahl li:last-child{padding-bottom:0}
.zeitstrahl li:last-child::after{display:none}
.zeitstrahl h3{padding-top:10px;margin-bottom:8px;display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px}
.zeitstrahl p{color:var(--ink-2)}
.zeitstrahl .etikett{padding:3px 10px;border-radius:999px;background:var(--green-l)}
.zeitstrahl .etikett--morgen{background:var(--amber-l)}
@media (max-width:520px){.zeitstrahl li{padding-left:60px}.zeitstrahl li::before{width:40px;height:40px}.zeitstrahl li::after{left:19px;top:48px}}

/* Kacheln (Grundsätze, Nutzen, Funktionen) */
.kacheln{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(14px,2vw,24px)}
.kacheln--3{grid-template-columns:repeat(3,1fr)}
.kacheln--2{grid-template-columns:repeat(2,1fr)}
.kachel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:12px}
.abschnitt--weiss .kachel{background:var(--bg);border-color:transparent}
.kachel p{color:var(--ink-2);font-size:1rem}
@media (max-width:1060px){.kacheln,.kacheln--3{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.kacheln,.kacheln--3,.kacheln--2{grid-template-columns:1fr}}

/* Für wen (zwei Wege) */
.wege{display:grid;grid-template-columns:1fr 1fr;gap:clamp(16px,2.4vw,28px)}
.weg{border-radius:var(--r);padding:clamp(26px,3.6vw,44px);display:flex;flex-direction:column;gap:14px;align-items:flex-start}
.weg--hell{background:var(--surface);border:1px solid var(--line)}
.weg--dunkel{background:var(--navy);color:var(--on-navy)}
.weg--dunkel h3{color:#fff}
.weg.weg--dunkel p{color:var(--on-navy-2)}
.weg--dunkel .symbol--navy{background:rgba(255,255,255,.1)}
.weg--dunkel .weiter{color:var(--sky)}
.weg p{color:var(--ink-2)}
.weg .weiter{margin-top:auto}
@media (max-width:860px){.wege{grid-template-columns:1fr}}

/* Hinweis-Kästen */
.kasten{border-radius:var(--r);padding:clamp(22px,3vw,32px);background:var(--surface);border:1px solid var(--line)}
.kasten h2,.kasten h3{margin-bottom:14px}
.kasten h2{font-size:clamp(1.3rem,1.1rem + .6vw,1.5rem);letter-spacing:-.015em}
.kasten--nicht{border-left:5px solid var(--navy)}
.kasten--warn{background:#FFF8EC;border-color:#EBC98A}
.kasten--warn h2{font-size:1.1875rem;letter-spacing:-.01em}
.nein{display:grid;gap:10px}
.nein li{display:flex;gap:10px;align-items:flex-start}
.nein .ic{width:22px;height:22px;color:var(--ink-3);margin-top:2px}
.zweispaltig{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(20px,3vw,40px);align-items:start}
.zweispaltig .kacheln--2{grid-template-columns:1fr}
@media (max-width:900px){.zweispaltig{grid-template-columns:1fr}}

/* Kontakt */
.kontakt{display:grid;gap:14px}
.kontakt__zeile{display:flex;gap:14px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:16px 18px}
.kontakt__art{font-size:.8125rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
.kontakt__wert{font-weight:600}
.abschnitt--weiss .kontakt__zeile{background:var(--bg);border-color:transparent}

/* Band (Aufruf) */
.band{background:var(--navy);color:var(--on-navy);border-radius:24px;padding:clamp(28px,4.5vw,56px);display:grid;grid-template-columns:1fr auto;gap:24px 40px;align-items:center}
.band h2{color:#fff;font-size:clamp(1.5rem,1.1rem + 1.4vw,2.1rem)}
.band p{color:var(--on-navy-2);margin-top:10px;max-width:36em}
@media (max-width:760px){.band{grid-template-columns:1fr}}

/* App-Seite */
.app-kennung{display:flex;align-items:center;gap:16px;margin-top:28px}
.app-kennung img{width:72px;height:72px;border-radius:17px;box-shadow:0 8px 24px rgba(0,0,0,.35)}
.app-kennung p{color:var(--on-navy-2);font-size:.9375rem;line-height:1.45}
.app-kennung strong{display:block;color:#fff;font-size:1.0625rem}
.plakette{display:inline-flex;line-height:1.35;align-items:center;gap:8px;margin-top:22px;padding:8px 14px;border-radius:999px;background:rgba(140,203,247,.14);color:var(--sky);font-size:.9375rem;font-weight:650}
.plakette .ic{width:18px;height:18px}
.telefon{justify-self:center;width:min(300px,82vw);aspect-ratio:300/590;border-radius:46px;background:#06101F;padding:11px;
  box-shadow:0 30px 70px rgba(0,0,0,.45),inset 0 0 0 2px #2A3B52;margin-bottom:-110px;position:relative;z-index:2}
.telefon__bild{height:100%;border-radius:36px;overflow:hidden;background:var(--bg);display:flex;flex-direction:column}
.telefon__oben{background:var(--navy);padding:34px 18px 54px;color:#fff}
.telefon__oben img{display:block;height:24px;width:auto;margin-bottom:22px}
.telefon__gruss{font-size:1.5rem;font-weight:760;line-height:1.1;letter-spacing:-.02em}
.telefon__gruss span{display:block;color:var(--sky);font-size:1.15rem;font-weight:700;margin-top:4px}
.telefon__karten{display:grid;gap:10px;padding:0 12px;margin-top:-38px}
.mini{background:#fff;border-radius:16px;padding:12px 14px;box-shadow:0 4px 14px rgba(12,30,51,.08);display:flex;align-items:center;gap:10px}
.mini .symbol{width:36px;height:36px;border-radius:10px}
.mini .ic{width:18px;height:18px}
.mini__text{font-size:.8125rem;line-height:1.3;color:var(--ink-2)}
.mini__text b{display:block;font-size:.9375rem;color:var(--ink)}
.telefon__leiste{margin-top:auto;display:flex;justify-content:space-around;padding:10px 6px 16px;background:#fff;border-top:1px solid var(--line);color:var(--ink-3)}
.telefon__leiste .ic{width:22px;height:22px}
.telefon__leiste .ic:first-child{color:var(--green-d)}
.nach-telefon{padding-top:calc(110px + clamp(40px,6vw,80px))}
@media (max-width:960px){.telefon{margin-bottom:-90px}.nach-telefon{padding-top:calc(90px + 48px)}}

/* Häufige Fragen (details/summary, ohne JavaScript) */
.fragen-gruppe+.fragen-gruppe{margin-top:44px}
.fragen-gruppe h3{font-size:1.375rem;letter-spacing:-.015em;margin-bottom:16px}
.fragen{display:grid;gap:10px}
.fragen details{background:var(--surface);border:1px solid var(--line);border-radius:14px}
.fragen summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 20px;font-weight:650;line-height:1.4;border-radius:14px}
.fragen summary::-webkit-details-marker{display:none}
.fragen summary::after{content:"+";flex:none;display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--bg-2);color:var(--ink);font-weight:500;font-size:1.25rem;line-height:1}
.fragen details[open] summary::after{content:"–"}
.fragen summary:hover{background:var(--bg)}
.fragen .antwort{padding:0 20px 18px;color:var(--ink-2)}
.fragen .antwort p+p{margin-top:.8em}

/* Fuß */
.fuss{background:var(--navy);color:var(--on-navy-2);margin-top:0;font-size:.9375rem}
.fuss__in{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;padding-block:52px 36px}
.fuss__marke img{display:block;height:40px;width:auto;margin-bottom:16px}
.fuss__marke p{max-width:30em;line-height:1.55}
.fuss h2{font-size:.8125rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--on-navy);margin-bottom:12px}
.fuss ul{display:grid;gap:6px}
.fuss a{color:var(--on-navy-2);text-decoration:none}
.fuss a:hover{color:#fff;text-decoration:underline}
.fuss__unten{border-top:1px solid rgba(255,255,255,.1);padding-block:18px 26px;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between;font-size:.875rem}
@media (max-width:760px){.fuss__in{grid-template-columns:1fr 1fr}.fuss__marke{grid-column:1/-1}}

/* 404 */
.fehlerseite{min-height:40vh}

/* Bewegung reduzieren, Druck */
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{
  .kopf{position:static}.hauptnav,.skip,.knoepfe,.band{display:none}
  .held,.seitenkopf,.fuss{-webkit-print-color-adjust:exact;print-color-adjust:exact}
  .telefon{display:none}.nach-telefon{padding-top:40px}
}